NFP Insurance Solutions Online Privacy Policy

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Last Updated: August 2024

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This Online Privacy Policy (“Privacy Policy”) applies to information about you obtained through nfpis.com (the “Site”) by NFP Insurance Solutions (“we,” “us,” or “our”) and explains how we may collect, use, disclose, or otherwise process your personal information. It also sets forth the privacy options available to you regarding our use of your personal information and how to contact us about our privacy practices for the Site.

Please note that this Privacy Policy does not apply to any separate sites of our affiliated companies, subsites, or third-party sites that might be linked to, or accessible from, the Site. By visiting or using the Site, you agree with our collection, use, and disclosure practices and other activities as described in this Privacy Policy.

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Special Notice for International Users

If you are visiting this Site from outside of the United States, please be aware that the Site is operated from the United States. Accordingly, information we obtain through the Site will be transferred to, processed in, and stored in the United States. The data protection laws and regulations applicable to your personal information transferred to the United States may be different from the laws in your country of residence.

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Information We Collect

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Personal Information You Submit

In some circumstances, you may elect to provide us with certain personal information through the Site. For example, when you subscribe to a newsletter, register for an event, contact us through email, use our Careers page, login to a portal, or request a proposal. Personal information you may submit through the Site includes your name, email address, phone number, company affiliation, education and employment background, or any other contact or personal information that you choose to disclose.

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Information Collected Automatically

When you visit the Site, your internet browser may collect certain information through our use of first- and third-party cookies and tracking technologies without you taking specific actions to give us the personal information. This information typically relates to your use of our Site, such as how you found our Site, the pages you visit, whether you had any technical issues, and the type of browser or device you use. Additional information about our use of cookies and other tracking technologies is provided in the “Use of Cookies and Tracking Technologies” section below.

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Personal Information Collected from Other Sources

We may obtain some personal information about you from our vendors, affiliates, and business partners.

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Use of Personal Information

We may use the personal information we obtain through the Site for various purposes, including to:

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• Provide services and products

• Respond to your questions and other requests for information made through the Site

• Send invitations to our conferences, webinars, and other events that we think may be of interest to you

• Send our newsletter or other communications that you have requested or that may be of interest to you, in accordance with your preferences

• Review and evaluate your candidacy when you submit information through our Careers page

• Process your registration and manage your account through an online portal

• Facilitate your use of the Site, including by tailoring Site features to you and improving your Site experience

• Serve you advertisements or conduct other marketing activities

• Enhance, improve or modify the Site, perform data analytics, identify usage trends, determine the effectiveness of our promotional campaigns, diagnose technical problems, and operate and expand our business activities

• Prevent and address fraud, breaches of policies or terms, and other harm

• Perform other functions as otherwise described at the time of personal information collection

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Disclosure of Personal Information

We may disclose personal information obtained through the Site to affiliates that are under common ownership or control, as well as to the following entities or in the following circumstances:

• Service providers and business partners: We may disclose your personal information to our service providers, suppliers, subcontractors, and other parties who provide services to us or act on our behalf, assisting us with the provision, upkeep, and maintenance of the Site and other related activities.

• Sale, merger, and other corporate transactions: We may disclose your personal information in connection with a business transaction, including negotiations of such transactions, such as a corporate reorganization, sale, merger, joint venture, assignment, transfer, change of control, or other disposition of all or any portion of our business assets.

• Legal compliance: When we believe it is necessary or appropriate under applicable laws, we may disclose your personal information to law enforcement, government authorities, regulatory bodies, or other parties to comply with laws, regulations, court orders, or other legal obligations.

• Fraud prevention and protection of legal rights: When we believe it is necessary to enforce our terms and conditions; to investigate, prevent, or respond to suspected illegal or fraudulent activity; to protect the safety, rights, or property of NFP Insurance Solutions, our affiliates, users, or others; to exercise or protect legal rights; or to allow us to pursue available remedies or limit the damages we may sustain.

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Children’s Privacy

The Site is not intended for, nor targeted to, children under 16, and we do not knowingly collect any personal information from children under 16. If we become aware that an individual submitting information is under 16, we will delete the information in accordance with applicable law.

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Links to Other Websites

The Site may contain links to other websites or online services for your convenience and information. These may include social networking platforms such as LinkedIn, which may permit interactions that you initiate between the Site and the social networking platform. NFP Insurance Solutions is not responsible or liable for the content or privacy policies of websites or services that it does not control, and the inclusion of a link to another website or online service does not imply our endorsement.

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We encourage you to review the terms, policies, privacy statements, and settings of these other platforms to learn more about their data practices.

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Use of Cookies and Tracking Technologies

We use cookies and other types of tracking technologies (collectively, “Cookies”) on the Site to collect and analyze information about visitors’ interactions with the Site. The Cookies we use are placed by us or by our vendors. We and our vendors may link the information collected by Cookies to other information collected about you.

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What are Cookies?

A cookie is a small text file saved by your internet browser when you visit a website. Cookies may carry out various functions; for example, they may (1) store information to help our Site function properly; (2) recognize your device when you visit our Site again; and/or (3) help us understand your use of our Site over time. We may use cookies to:

• Enhance your experience on our Site by improving navigation speed;

• Recognize your preferences, so that you do not need to enter the information each time you visit the Site;

• Customize your browsing experience on our Site by showing you information more likely to be relevant to you; or

• Learn about your visit to our Site, for example, by collecting information about which pages on our Site you viewed or links you clicked and how you interacted with our content during your visit or over multiple visits.

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What information do Cookies collect and store?

Cookies frequently store the name of the website and a unique ID associated with your browser or device. This information allows the relevant website to retrieve or provide the correct information. Each Cookie, for example, retrieves information it stores or provides information related to the Cookie.

Cookies are typically used to collect and store your personal preferences (such as your time zone or font size preferences), information needed to authenticate you as a valid website visitor, your IP address, the type of device you use and its operating system, and information about your use of a website, such as the links you click, how often you visit the website, and how you arrive at the website.

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How do you opt out of Cookies?

Depending on your browser and geographical location, you may be able to block the use of Cookies when you visit our Site. Please note that blocking some types of Cookies may adversely affect your ability to use our Site or hinder certain functionality on the Site.

• Opting Out of Cookies Using Self-Regulatory Programs: Two self-regulatory programs are available to help consumers control the use of Cookies on their browsers—the Digital Advertising Alliance and the Network Advertising Initiative. Both programs help to regulate vendors in the digital advertising space. One function of their self-regulatory programs is to give you the ability to opt out of targeted (or interest-based) advertising, including Cookies, from their member companies. You can visit Ad Choices for the Digital Advertising Alliance’s WebChoices tool to review your opt outs. The Network Advertising Initiative assists with opt outs through their Opt Out of Interest-Based Advertising webpage.

• Opting Out of Cookies Using a Browser: You may be able to disable Cookies using your browser settings. Please review your browser’s instructions, or visit All About Cookies (an unaffiliated website) for general information. Your browser settings may allow you to transmit a “Do Not Track” signal when you visit websites. Given the current lack of industry consensus regarding “Do Not Track” signals, our Site does not currently recognize them.

 

Vendor-Specific Disclosures

You may choose whether to permit Cookies from Google Analytics by using Google’s Opt-Out Browser Add-On. You may visit Google’s privacy policy for additional information about how Google collects and uses personal information from the Google products we use, such as Google Analytics and the YouTube Player. Please visit Microsoft’s privacy policy for additional information about their privacy practices, including how to access your personal information or control Microsoft’s use of your personal information.

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Security

We take reasonable technical, organizational, and administrative measures to protect personal information collected through this Site against unauthorized or unlawful processing and against accidental loss, destruction, or damage. However, because transmission via the Internet and online digital storage is not completely secure, we cannot guarantee the security of any information we may have collected from or about you through the Site.

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Your Choices

If you no longer want to receive emails or marketing-related materials from us, you may opt out of receiving these materials by following the unsubscribe instructions in such messages or by contacting us as indicated in the “Contact Us” section below. Please note that even if you opt out of receiving promotional emails from us, we may continue to send you transactional or informational email communications.

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Changes

We may modify or supplement this Privacy Policy from time to time, in which case we will post the updated Privacy Policy here and change the “last updated” date at the top of this page. You should check this page regularly to review changes to this Privacy Policy.

Your continued use of this Site after we have posted changes to this Privacy Policy will indicate that you agree with our changes. If any change to this Privacy Policy is unacceptable to you, please discontinue your use of the Site.

 

Contact Us

If you have questions regarding this Privacy Policy or our personal information handling practices, please contact us as follows:

Email: info@nfpis.com.

 

Postal Address:

NFP Insurance Solutions
500 W Madison St., 32nd Floor

Chicago, IL 60661

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